AppraisalWorks is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - AppraisalWorks is on the roster of approved appraisers for CA. If you have an FHA-secured loan, be sure to contact AppraisalWorks, as we are approved and qualified to produce FHA reports. Part of the ongoing training our staff at AppraisalWorks receives deals exclusively with understanding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is secured by them. The FHA does not loan money to borrowers, rather, it provides lending organizations with security through mortgage insurance in case the borrower defaults on his or her financial obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured loan; the purpose of the Federal Housing Administration is to assist credit-worthy consumers to meet expectations and necessities for lending agencies that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lesser income or less starting funds to put down on a mortgage are assisted the most from Federal Housing Administration loan programs.